OUR SERVICES
IWA has been providing Insurance Backed Guarantees and Deposit Protection to the Home Improvement sector since 1985 and we’ve built up an outstanding reputation for trust and honesty amongst our clients from all over the UK.
We protect our contractors consumers with policies that are user-friendly, easy to understand and with no hidden small print. Our cover provides peace of mind to consumers against deposit payments and against their written guarantee issued by the contractor (up to 10 years).
We can also offer commercial guarantee insurance which is quoted on an individual basis (charges applied are not the same as our consumer/domestic rates)
Find out more about our products or to get a quote
What is an insurance
backed guarantee
An Insurance Backed Guarantee (IBG), also known as Workmanship Warranty Insurance, is an essential protection for consumers, in the event the contracting company ceases to trade. It can cover almost any kind of building work, including (please note cover is limited to the product/service named on the policy and does not extend to any product contained within the members contract that is not named on the policy):
Air Source Heat Pumps • Bathrooms • Battery Storage (EESS) • Bedrooms • Biomass Boilers • Boilers • Central Heating Management Control • Conservatories • Conservatory Roof Replacement • Double Glazed Doors • Double Glazed Windows • Extensions* • EVCP • Fascias • Garage Conversions* • Garage Doors • Garden Rooms • Ground Source Heat Pumps • Kitchens • LED Lighting • Loft Conversions • Loft Insulation • Orangeries • PV Management Controls • PV Solar • Roofing • Roofline • Soffits • Thermal Solar
Cover is not provided for central heating systems e.g Radiators and Underfloor heating and must be excluded from any installation contract total value when registering a consumer contract for Air Source Heat Pumps, Boilers etc. IWA also excludes MVHR or Heat Recovery Systems from cover.
What is an insurance
backed guarantee
An Insurance Backed Guarantee (IBG), also known as Workmanship Warranty Insurance, is an essential protection for consumers, in the event of the contracting company ceases to trade. It can cover almost any kind of building work, including (please note cover is limited to the product/service named on the policy and does not extend to any product contained within the members contract that is not named on the policy):
Air Source Heat Pumps • Bathrooms • Battery Storage (EESS) • Bedrooms • Biomass Boilers • Boilers • Central Heating Management Controls • Conservatories • Conservatory Roof Replacement • Double Glazed Doors • Double Glazed Windows • Extensions • EVCP • Fascias • Garage Conversions • Garage Doors • Garden Rooms • Ground Source Heat Pumps • Kitchens • LED Lighting • Loft Conversions • Loft Insulation • Orangeries • PV Management Controls • PV Solar • Roofing • Roofline • Soffits • Thermal Solar
Cover is not provided for central heating systems e.g Radiators and Underfloor heating and must be excluded from any installation contract total value, when registering a consumer contract for Air Source Heat Pumps, Boilers etc. IWA also excludes MVHR or Heat Recovery Systems from cover.
DEPOSIT PROTECTION
We can protect your deposit up to 25% of the cost of the contracted
home improvement work (subject to the T&C’s)
Latest News
Workmanship Insurance for Renewables Contracts
As of 17th December 2024, the option to purchase IWA insurance through the MCS MID system ended. However MCS made it very clear that Financial Protections (Workmanship Insurance) remained mandated and leading up to December IWA worked with MCS to ensure a smooth transition for those companies wishing to continually benefit from the great insurance
Happy New Year from IWA
To all of Our Members and the Home Improvement Community, IWA would like to take this opportunity to wish everyone a Happy and Prosperous New Year. Now that 2025 has arrived, it is a certainty that a number of you will be planning for the year ahead and considering aspects of your business on which
IWA launches a new website taking the insurance services to new heights….
IWA have been working on launching a new website to make it more user friendly for both Consumers and Contractors. This comes in line with the ever increasing consumer duty focus, in the insurance sector. IWA is also focused on making services more streamlined. The new website has more information than before with a ‘new’
